Inland Marine Insurance in Florida
Protect your business property while it's on the move. Inland Marine covers tools, equipment, and goods transported over land or stored at various locations.
What Is Inland Marine Insurance?
Despite the name, Inland Marine insurance has nothing to do with the ocean. It covers business property that moves — tools and equipment transported to job sites, contractors' equipment, fine art, medical equipment, electronics, and goods in transit over land.
Standard commercial property policies only cover your belongings at a fixed location. Inland Marine fills that gap, protecting your valuable business assets wherever they go in Florida and beyond.
What's Typically Covered
- Contractors' tools and equipment
- Construction equipment and machinery
- Fine art, jewelry, and collectibles
- Electronic equipment and computers
- Medical and diagnostic equipment
- Goods being transported or in temporary storage
Frequently Asked Questions
Is Inland Marine coverage different from cargo insurance?
Inland Marine is broader — it covers a variety of property in transit and at multiple locations. Motor Truck Cargo specifically covers goods you haul for clients.
Do contractors need Inland Marine insurance?
Yes! If your tools or equipment are stolen from a job site or damaged in transit, an inland marine policy covers you where standard property insurance doesn't.
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Request a Free QuoteCall (305) 485-3999📍 Serving All of Florida
Based in Miami at 9531 SW 40th Street — licensed to provide coverage throughout the entire state of Florida.
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