📍 9531 SW 40th Street, Miami, FL 33165 — Serving all of Florida
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(305) 485-3999
Miami Florida home protected by homeowners insurance from Tammy Insurance Agency
📍 Miami, FL — Serving All of Florida

Florida Insurance Quotes for Auto, Home & Business

Compare rates from top insurance companies with a local Miami agency you can trust.

Tammy Insurance Agency has helped Florida families and businesses find the right coverage for over 25 years. Independent, bilingual, and always in your corner.

  • ★★★★★ Google Reviews
  • ✔ Family Owned Since 1999
  • ✔ Licensed Florida Insurance Agency
  • ✔ Multiple Insurance Carriers
  • ✔ Serving Miami & All of Florida
Meet our office dogs!
✅ Licensed in Florida✅ Personal & Commercial Lines✅ Fast Quotes✅ Bilingual Service (English & Español)✅ Family-Owned Agency✅ Notary Public Services

Trusted by Florida Families and Businesses

Trusted by over a thousand Florida customers

"Tammy found me a better rate than I had for 10 years. She's patient, honest, and truly cares about her clients. Highly recommend!"

Maria G.

"Got my commercial auto and cargo covered in one call. She knows her stuff and made the whole process stress-free."

Carlos R.

"As a first-time homeowner in Miami, I was overwhelmed. Tammy walked me through everything step by step. Amazing service!"

Linda M.

Tammy's four adorable office dogs dressed in matching palm tree pajamas
🐾 Our Official Team
The Real MVPs of the Office

Meet the Insurance Investigators 🐶

Every great insurance agency has a secret weapon. Ours? Four absolutely adorable, impossibly well-dressed dogs who report to the office every single day without ever complaining about the commute.

Dressed in their signature palm tree pajamas, this furry committee takes their jobs very seriously — greeting clients with tail wags, supervising every phone call, and napping strategically to boost office morale. If you visit our Miami office, be prepared: they WILL want belly rubs before you sign anything. 🐾

Meet the whole team
Why Tammy Insurance Agency?

A Miami Agent Who Puts You First

Truly Independent

We work with multiple carriers to shop for the best rates and coverage — never locked into one company.

Florida Expertise

We understand Florida-specific risks: hurricane season, flood zones, and everything in between.

Personal Attention

You'll always speak with a real person who knows your policy, not a call center.

Bilingual Service

We proudly serve Miami's diverse community in English and Español.

Ready to Get Protected?

Get a fast, free quote today. No pressure, no jargon — just honest insurance advice from a Miami neighbor who cares.