Commercial Auto Insurance in Florida
Protect your business vehicles and drivers. Commercial auto insurance covers vehicles used for business purposes that standard personal auto policies don't cover.
What Is Commercial Auto Insurance?
If you use a vehicle for business purposes — whether it's a delivery van, company car, food truck, or fleet — you need commercial auto insurance. Personal auto policies specifically exclude business use, leaving you exposed if an accident occurs while conducting business. If you're looking for coverage for a personal vehicle instead, visit our Personal Car Insurance page.
At Tammy Insurance Agency in Miami, we provide commercial auto coverage for businesses of all sizes throughout Florida, from single-vehicle operations to large fleets.
What's Typically Covered
- Liability coverage for bodily injury and property damage
- Physical damage coverage (collision and comprehensive)
- Uninsured/Underinsured Motorist coverage
- Medical payments coverage
- Hired and non-owned auto coverage
- Fleet policies for multiple vehicles
Frequently Asked Questions
What's the difference between personal and commercial auto insurance?
Commercial auto covers vehicles used for business purposes, higher liability limits, and business-specific risks. Personal policies exclude business use.
Do I need commercial auto for my food truck?
Yes — food trucks are business vehicles and require commercial auto coverage.
Get Your Quote Today
Tammy will shop multiple carriers to find the best rate for your specific situation.
Request a Free QuoteCall (305) 485-3999📍 Serving All of Florida
Based in Miami at 9531 SW 40th Street — licensed to provide coverage throughout the entire state of Florida.
Related Coverage
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