Meet Tammy — Your Miami Insurance Expert
A trusted name in South Florida for personal and commercial insurance. We're not just an agency — we're your neighbors.
Born and Raised in Miami. Licensed to Protect All of Florida.
Tammy Insurance Agency was founded on one simple belief: everyone deserves honest, personalized insurance guidance — without the confusing jargon or the corporate runaround. As an independent agent based right here in Miami at 9531 SW 40th Street, Tammy works with multiple top-rated insurance carriers to find the best coverage at the most competitive prices for her clients.
From first-time car buyers to seasoned business owners, Tammy has helped hundreds of Florida families and companies get the protection they need. She specializes in everything from personal auto and homeowners coverage to complex commercial lines like Motor Truck Cargo, Environmental Liability, and Ship Repairer Legal Liability.
Whether you speak English or Español, you'll always receive warm, attentive service — because at the end of the day, insurance is about people, not policies.
Independent Agency
Multiple carrier options
Florida Licensed
All product lines
Miami-Based
Serving all of FL
Bilingual
English & Español
Notary Public
In-person at our office
Meet the Insurance Investigators 🐶
Every great insurance agency has a secret weapon. Ours? Four absolutely adorable, impossibly well-dressed dogs who report to the office every single day without ever complaining about the commute.
Dressed in their signature palm tree pajamas — because of course they are — this furry four-person committee takes their jobs very seriously. Their official duties include: greeting clients with enthusiastic tail wags, supervising every phone call (quality control is very important to them), barking at suspicious-looking staplers, and napping strategically in the sunniest spots to boost office morale.
They may not hold Florida insurance licenses yet, but they are fully covered. And honestly? They've never filed a claim they didn't deserve. 🐾 If you visit our Miami office, be prepared — they WILL want belly rubs before you sign anything.
"Four dogs, one mission: make sure every client leaves with a smile — and the right insurance policy."
— The Tammy Insurance Agency Team 🌴
Our Core Values
Honesty First
We tell you what you need — and what you don't. No upselling, no hidden fees, no surprises.
Community Rooted
We live here too. Miami is our home and we're proud to protect the people who make it special.
Fast & Simple
Insurance doesn't have to be complicated. We make the process quick, clear, and stress-free.
Let's Find Your Perfect Coverage
Stop by our Miami office, give us a call, or request a quote online. We're ready when you are.